Is my wine and whiskey insured?

Vinovest provides a comprehensive third-party insurance policy to all clients. If your wine or whiskey is damaged due to mishandling or a natural disaster, we will reimburse you for the current full market value. 

For most Scotch, the insurance policy is based on the current market value of the cask, which is determined once per year. In some cases, the casks are fully insured against the initial purchase price and receive biannual valuations.

For American whiskey, the insurance policy is based on the initial purchase price.

The cost of storage and insurance is included in your account fee, which is charged according to the tier of your account: 

Standard Tier - 2.85%

Plus Tier - 2.7%

Premier Tier - 2.5%

Grand Cru Tier - 2.25%

Fees are prorated across the year and are only charged on the invested capital in your account. Leftover cash in your account will not be charged.

Contact our support team for more information about our insurance policies.